Disability income insurance is an essential tool to help replace income when you become disabled for non-work related causes. Long Term Disability is intended to protect your income for a long duration after you have depleted Short Term Disability offered by Woodgrain.
If you are hurt and cannot work for an extended period of time, this benefit will pay you 40% of your monthly salary up to $1,500 per month. Woodgrain covers the cost of this benefit 100%.
You can opt to purchase additional coverage of up to 60% of your monthly salary, up to a maximum of $10,000 per month.
For additional details, view the Your Benefit Plan document.