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Employee paid life

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Woodgrain wants you to have all available options.

With Buy Up coverage, you can purchase life insurance for yourself, spouse and children.
                        
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Rates are calculated by combining: Life and AD&D plan benefits.
​Calculations may vary based on spouse age, and may be subject to change in the future.  
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Employee-Paid
TERM LIFE and ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE
Additional AD&D Features 
Conversion – If group accident coverage ends (except due to nonpayment of premium), your employment is terminated, membership in an eligible class is terminated, or insurance coverage is reduced based on attained age, you can convert to an individual non-term policy. To convert, you must apply for the conversion policy and pay the first premium payment within 31 days after your group coverage ends. Dependents may convert their coverage as well if applicable. Premiums may change at this time, and terms of coverage will be subject to change. You can also convert to an individual policy of up to $10,000 if you have been insured for at least 5 years and the policy is terminated or amended, provided coverage is not replaced and you are not covered under a different conversion policy issued by Life Insurance Company of North America. Refer to your certificate for details.

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  • Home
    • Woodgrain Values
    • Community Donations
    • Referral Program
  • Medical/Rx
    • Nationwide >
      • Co-Pay PPO
      • Base HSA
      • Buy Up HSA
      • VBP HSA
    • IDAHO >
      • Co-Pay PPO
      • Base HSA
      • Buy Up HSA
    • IOWA >
      • Co-Pay PPO
      • Base HSA
      • Buy Up HSA
      • VBP HSA
    • Pharmacy
    • Telemedicine
  • Dental
  • Vision
  • HSA/FSA/DEP CARE
  • Employer Paid Benefits
    • Employer Basic Life
    • AD&D
    • STD & LTD
    • Employee Assistance Program
    • Financial Benefits >
      • Education Reimbursement
      • Scholarship Awards
  • Employee Paid Supp Policies
    • Employee Paid Life Insurance
    • MetLife Supplement Policies
  • 401(k)
    • Vanguard
    • 401(k) Training
  • Time Off
    • Holidays & Payroll Calendar
  • Required Notices
  • Plan Contact Information